February 21, 2020- Ms. Damiana Smand, a first time homeowner receives keys to her new home in Kesebelau, Airai. The three-bedroom, one bath home cost $56,000.00 funded through the National Housing Commission’s (NHC) Housing Development Loan Program (HDLP). Ms. Smand’s home was financed by the Palau Housing Authority at 3% with a $10,000 government subsidy. […]